person identifier as number 1, 2, ....
family identifier as number 1, 2, ....
experiment year: 1, 2, 3, 4, or 5
location of experiment (6 sites)
1 if 0% coins, 2 if 25%, 3 if 25/50%, 4 if 50%, 5 if 95%, 6 if individual deduct
major deductible expenditure in 1984$
= 1 if 0% coinsurance (free) and = 0 otherwise
= 1 if 25%/50% mix coinsurance and = 0 otherwise
= 1 if 50% coinsurance and = 0 otherwise
= 1 if individual deductible and = 0 otherwise
= 1 if 95% coinsurance and = 0 otherwise
coinsurance rate for plan
inpatient + outpatient in 2011 $
inpatient medical spending in 2011 $
outpatient medical spending (out_rand+dental+mental)
outpatient spending excluding dental & mental
dental services spending
outpatient (ambulatory) mental health services
pharmaeceutical drugs outside hospital
medical supplies outside hospital
out_of_pocket (spending not covered by insurance)
age in years
family annual income in $ thousands
= 1 if male and = 0 if female
years of schooling
= 1 if health is bad and = 0 otherwise
= 1 if health is good and = 0 otherwise
= 1 if health is excellent and = 0 otherwise